These Terms govern your access to and use of the Paylop mobile application and related services. By using Paylop, you agree to be legally bound by these Terms.
Welcome to Paylop ("Paylop", "we", "us", "our").
These Terms of Service ("Terms") govern your access to and use of the Paylop mobile application and related services (the "Services").
By creating an account or using Paylop, you agree to be legally bound by these Terms.
If you do not agree, you must not use the Services.
Paylop operates from Abu Dhabi, United Arab Emirates.
For support: support@paylop.com
Paylop is a digital cashless tipping platform that enables:
Users ("Senders") to send tips via:
Users ("Receivers") to:
Paylop operates a ledger-based accounting system to record all transactions.
Paylop does not store or process full card details. All card transactions are processed by Stripe.
By using Paylop, you represent that:
We reserve the right to suspend or terminate accounts that violate these Terms.
Users may register using:
Biometric authentication may be used on supported devices.
Users are responsible for:
Paylop enforces a cooldown period for logins from new devices as a security measure.
Each registered user has one account and one wallet.
Wallet balances are maintained via ledger entries only. Balances are credited or debited strictly upon creation of a corresponding transaction record.
No balance may be modified directly through administrative override or external API manipulation.
When a Sender pays via Stripe:
When a Sender uses wallet balance:
Receivers may request withdrawal of available wallet funds.
Important:
Paylop reserves the right to:
Processing times may vary.
Paylop may apply transaction or processing fees, which will be disclosed within the application where applicable.
Stripe may apply payment processing fees in accordance with its own terms.
Users may not:
Violation may result in account suspension, permanent ban, or reporting to authorities.
We may suspend or terminate accounts if:
Termination does not eliminate outstanding obligations.
All platform content, software, branding, and system architecture are owned by Paylop.
Users may not reproduce, copy, distribute, or exploit any part of the platform without written permission.
Paylop integrates third-party providers including:
Use of such services may also be governed by their respective terms and policies.
Paylop is not responsible for failures or service interruptions caused by third-party providers.
Paylop is a technology platform facilitating digital tipping.
Paylop is not a bank, financial institution, or licensed deposit-taking entity.
Wallet balances represent ledger-recorded value within the platform and are not insured by any government agency.
To the fullest extent permitted by law:
Paylop shall not be liable for:
Total liability shall not exceed the total fees paid by the user to Paylop in the preceding 6 months.
You agree to indemnify and hold harmless Paylop from any claims arising from:
These Terms shall be governed by the laws of the United Arab Emirates.
Any disputes shall be resolved in the competent courts of Abu Dhabi, unless otherwise required by law.
We may update these Terms periodically.
Continued use of the Services after updates constitutes acceptance of revised Terms.